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This coverage may also pay to get you home after receiving care.
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So, check out that guide to find the provider and policy that fits your needs best. I’ve previously compared the best travel insurance policies and providers. Likewise, you can also purchase policies that allow you to select the protection you need - such as the build-your-own option with American Express Travel Insurance). For example, it’s possible to purchase travel insurance that only provides medical protection for international travel (such as GeoBlue). However, there are policies that offer narrower coverage. There are many different types of protections that fall under the term “travel insurance”, and standard, comprehensive insurance policies typically include broad coverage across a range of potential issues - such as trip interruption, baggage, medical, dental, emergency evacuation and accidental death benefits (though benefits vary by policy). You pay a relatively small premium (compared to the total cost of your trip), and in exchange, you’ll have an insurance policy that may provide reimbursement or coverage for unexpected issues that come up while traveling. In short, travel insurance is an optional purchase that may offer benefits when things don’t go as planned on an upcoming trip.
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What is travel insurance? Travel insurance may provide benefits if your trip doesn’t go as expected.
#You vs the guy free
Get the latest points, miles and travel news by signing up for TPG’s free daily newsletter. Let’s dive in so you can make an informed decision for yourself. As such, the answer will vary from traveler to traveler as well as from trip to trip. The answer to this question is complex and personal. Interested in travel insurance? Visit to shop for plans that may fit your travel needs. So, today I’ll consider an important question that I’ve asked myself many times: “When should I purchase travel insurance and when can I rely on credit card travel protections?” Instead, I put my trip expenses on a travel rewards credit card that may provide protection when I use the card for travel purchases and things then go wrong on the trip. And it may surprise you to learn that for most trips, I forgo purchasing travel insurance. But, as I book trips, I have to decide whether to purchase independent travel insurance. Like many eager travelers, I’m booking a lot of trips now. Editor’s note: This post has been updated with new information.